depository institution
(2) The provisions of the constitution or law of any State expressly limiting the rate or amount of interest which may be charged, taken, received, or reserved shall not apply to any deposit or account held by, or other obligation of a depository institution. For purposes of this paragraph, the term “depository institution” means— (i) any insured bank as defined in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 ); (ii) any mutual savings bank as defined in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 ); (iii) any savings bank as defined in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 ); (iv) any insured credit union as defined in section 101 of the Federal Credit Union Act ( 12 U.S.C. 1752 ); (v) any member as defined in section 2 of the Federal Home Loan Bank Act ( 12 U.S.C. 1422 ); and (vi) any insured institution as defined in section 408 1 of the National Housing Act ( 12 U.S.C. 1730a ).