12 CFR § 1083.1 - Adjustment of civil penalty amounts.

(a) The maximum amount of each civil penalty within the jurisdiction of the Consumer Financial Protection Bureau to impose is adjusted in accordance with the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended by the Debt Collection Improvement Act of 1996 and further amended by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015 (28 U.S.C. 2461 note), as follows:

Table 1 to Paragraph (a)

Law	Penalty description	Adjusted maximum civil penalty amount
12 U.S.C. 5565(c)(2)(A)	Tier 1 penalty	$7,034
12 U.S.C. 5565(c)(2)(B)	Tier 2 penalty	35,169
12 U.S.C. 5565(c)(2)(C)	Tier 3 penalty	1,406,728
15 U.S.C. 1717a(a)(2)	Per violation	2,451
15 U.S.C. 1717a(a)(2)	Annual cap	2,449,575
12 U.S.C. 2609(d)(1)	Per failure	115
12 U.S.C. 2609(d)(1)	Annual cap	230,464
12 U.S.C. 2609(d)(2)(A)	Per failure, where intentional	230
12 U.S.C. 5113(d)(2)	Per violation	35,516
15 U.S.C. 1639e(k)(1)	First violation	14,069
15 U.S.C. 1639e(k)(2)	Subsequent violations	28,135

(b) The adjustments in paragraph (a) of this section shall apply to civil penalties assessed after January 15, 2024, whose associated violations occurred on or after November 2, 2015.

[89 FR 1789, Jan. 11, 2024]