Ga. Comp. R. & Regs. R. 120-2-103-.07 - Prohibited Practices
(1) No person, wherever located, shall demand
or request the issuance of a certificate of insurance from an insurer,
insurance producer, or policyholder that contains any false or misleading
information, or which purports to affirmatively or negatively amend, extend,
modify or alter in any way the coverage or any other term or condition
concerning the policy of insurance to which the certificate makes reference. A
certificate of insurance shall not confer to a certificate holder new or
additional rights beyond what the referenced policy expressly
provides.
(2) No certificate of
insurance shall contain references to or language from a construction or
service contract, other than that referenced in the contract of insurance. The
certificate may contain a reference or contract number from the construction or
service contract for identification purposes only. This may include but not be
limited to project number, project name, project description or a general
description of work to be performed. Nothing in the certificate can refer to
any language or contents in the construction or service contracts.
(3) Neither an insurer nor a producer shall
be required to issue an opinion letter or other document in addition to or in
lieu of a certificate of insurance. If any opinion letter or other such
document is issued, however, it must meet the provisions of this regulation and
Code Section
33-24-19.1. Insurers and producers
may provide the certificate holder with the certificate and an actual copy of
the policy, insurance binder or relevant policy provision to demonstrate
contractual compliance.
Notes
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