Ga. Comp. R. & Regs. R. 120-2-3-.08 - Prelicensing Course and Provider Approval
(1) All agent and adjuster prelicensing
courses must contain a minimum of twenty (20) hours of instruction per major
line of authority; the major lines are
(a)
Life;
(b) Accident and
Sickness;
(c) Property;
(d) Casualty; and
(e) Personal Lines.
(2) Limited subagent courses must contain a
minimum of twenty (20) hours per combination lines of life, accident and
sickness or property and casualty.
(3) Navigator prelicensing courses must
contain a minimum of ten (10) hours of instruction in health benefit insurance,
the state based exchange provision, the medical assistance program provided for
by Article 7 of Chapter 4 of Title 49, and the PeachCare for Kids Program
provided for by Article 13 of Chapter 5 of Title 49, information pertaining to
state licensing laws and any other information which will give the applicant a
proficient knowledge of state insurance laws.
(4) Additionally, all prelicensing courses
must meet the following standard:
(a)
Instructors must have had training or educational experience satisfactory to
the Commissioner in order to be certified to teach any part of an approved
prelicensing course. Each instructor must have three (3) or more years in
insurance work or otherwise qualify with equivalent educational and teaching
experience and be approved by the Commissioner prior to teaching any
prelicensing course, or any part of any course.
(b) Reference materials such as sample policy
forms, manuals, the Georgia Insurance Code, textbooks, Georgia Insurance
Department study manuals as appropriate, programmed textual materials, and
other illustrative materials are required to be readily available for student
use.
(c) All classrooms used shall
be rooms separate from other activities while instruction is being given and
shall provide comfortable physical facilities for the students. Such classrooms
must be properly equipped with sufficient desk or table space to accommodate
the number of students taking the course and must contain sufficient teaching
aids to facilitate a learning atmosphere for those students.
(d) The subject matter of the prelicensing
course must pertain to the category or categories of license for which the
applicant has applied or is intending to apply and must include all of the
following to such extent as the information applies to the categories of
license sought by the applicant:
1. The
Georgia Agents' Licensing Study Manual Life and Health, and the Georgia Agents'
Licensing Study Manual Property and Casualty;
2. Chapters 5, 6, 7, 23, 24, 25, 26, 27, 28,
29, 30, 31, 32, 33, 34, 39, 42, 43, 44, 50, and 51 of Title 33 of the Official
Code of Georgia Annotated and corresponding regulations;
3. Fundamental needs of various kinds of
insurance;
4. Study and analysis of
various kinds of policies, endorsements, riders, and other policy contract
documents;
5. Study and analysis of
various rating plans and systems; and
6. Such additional material as the
commissioner may from time to time require by notice to course
sponsors.
(e) All
prelicensing courses must include O.C.G.A. §§
33-1-9,
33-1-16 and this
Regulation.
(f) If the prelicensing
course is conducted in a virtual classroom setting, for example as a web cast
or internet based course, system security must be in place to ensure user
attendance.
(4) Any
person, including but not limited to, colleges and universities, insurers,
adult education centers, and associations may seek approval as a provider of
prelicensing courses.
(5) Course
providers must obtain approval from the Commissioner prior to the beginning of
any course. To request approval, the provider shall file with the Commissioner
the appropriate required form and pay the appropriate fees, and the following:
(a) An outline of the proposed course,
including instructional time for each course major component;
(b) A list of all instructional materials to
be used;
(c) A description of the
facility to be used as a classroom and a statement that adequate parking
facilities are available and that handicap access is provided;
(d) The name or names of the instructors;
and
(e) The category or categories
of license for which the course is intended to prepare applicants for
licensing.
(6) The
Commissioner may require further detail of the proposed course content or
filing of copies of any instructional materials to be used as are necessary to
determine the adequacy of the proposed instruction.
(7) Course providers must provide a listing
of examination sites and times to each applicant. The Commissioner will notify
all course sponsors of any changes in the information.
(8) Nothing in this Regulation is intended to
prohibit any person upon payment of any required fees from taking any
prelicensing course whether or not such person has applied for or intends to
apply for a license under Chapter 23 of Title 33 of the Official Code of
Georgia Annotated.
(9) Course
providers must certify to the Commissioner and the student on the appropriate
required form, the contact hours completed by each applicant.
(a) The course provider name and instructor
name must appear on certification; the instructor must sign such
certification.
(b) False
certification shall be cause for withdrawal of approval of the course provider
or instructor and shall be deemed a violation of Chapter 23 of Title 33 of the
Official Code of Georgia Annotated.
(c) The Commissioner may require
certification of course completions to be reported electronically. Such
reporting must be submitted within fourteen (14) days from course
completion.
(10)
Instructors may receive the same credit for courses as applicants when their
attendance is certified in the same manner as provided in Paragraph (7) of this
Section. The approved Instructor shall only receive this credit one time per
renewal period regardless of the number of times the instructor conducts the
same course.
(11) The Commissioner
may review any approved program, instructor or course and may cancel approval
of such program, instructor or course with regard to all future offerings. Once
a program, instructor or course provider has been canceled, such program,
instructor or course provider shall not reapply for approval for a period of
five (5) years from the date of cancellation.
(12) If any unapproved providers are found to
be offering, certifying, or offering and certifying completions for unapproved
courses to applicants for prelicening requirements without having first
obtained approval by the Commissioner, the providers shall not apply for
approval for a period of five (5) years from the date of notice.
Notes
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