Ga. Comp. R. & Regs. R. 120-2-3-.25 - Resident Adjusters, Public Adjusters, Workers Compensation Adjusters, Crop Hail Adjusters and Emergency Disaster Adjusters
(1) Adjuster:
(a) Effective July 1, 2002, all licensees who
currently hold an adjusting company adjuster or an independent adjuster license
will be issued an adjuster license in lieu of their current license. All
continuing education requirements as outlined in Rule
120-2-3-.15 and all renewal
requirements as outlined in Rule
120-2-3-.16 continue to apply after
July 1, 2002.
(b) In order for all
other resident applicants to be eligible for an adjuster license in accordance
with Chapter 23 of Title 33 of the Official Code of Georgia Annotated and this
Regulation, the applicant must make proper application to the Commissioner and
pay all required fees.
(c)
Effective January 1, 2010, all new applicants, excluding active licensees and
individuals that apply for reinstatement within 6 months of expiration date,
shall be required to submit electronic fingerprints through a vendor selected
by the Department for a criminal background check. The applicant shall bear the
cost for electronic fingerprinting.
(d) The resident adjuster applicant must
complete an approved Prelicensing course in property and casualty unless
specifically exempted by Chapter 23 of Title 33 of the Official Code of Georgia
Annotated and this Regulation. All prelicensing courses must contain a minimum
of twenty (20) hours of instruction per major line of authority. The applicant
must pass the required examination for licensure within 12 months of the
completion of the prelicensing course. All applicants must pass the required
adjuster examination and apply for licensure within 12 months from receiving a
passing grade on the examination. Applicants are exempt from the examination
requirement if they qualify for the exemption outlined in Rule
120-2-3-.09(1)(k)
or hold either the designation of Chartered Property and Casualty Underwriter
(CPCU) or Universal Claims Certification (UCC).
(e) All continuing education requirements as
outlined in Rule
120-2-3-.15 and all renewal
requirements as outlined in Rule
120-2-3-.16 apply to adjuster
licensees.
(f) Exceptions to
prelicensing course:
1. Applicants with a
designation of CPCU or UCC;
2.
Applicants who qualify for exemption under O.C.G.A. §§
33-23-5(a)(5)(A)
and 33-23-5(a)(5)(B);
3. Applicants who provide satisfactory
evidence such as a transcript from a college or university indicating
successful completion of two (2) college or university courses related to
insurance. Such courses must relate to the lines of authority for which the
Applicant has applied;
4.
Applicants with college degrees in insurance;
5. Other applicants at the Commissioner's
discretion.
(2)
Public adjuster:
(a) To be eligible for a
resident public adjuster license in accordance with Chapter 23 of Title 33 of
the Official Code of Georgia Annotated and this Regulation, the applicant must
make proper application to the Commissioner and pay all required
fees.
(b) Effective January 1,
2010, all new applicants, excluding active licensees and individuals that apply
for reinstatement within 6 months of expiration date, shall be required to
submit electronic fingerprints through a vendor selected by the Department for
a criminal background check. The applicant shall bear the cost for electronic
fingerprinting.
(c) The resident
public adjuster applicant must complete an approved prelicensing course in
property and casualty unless specifically exempted by Chapter 23 of Title 33 of
the Official Code of Georgia Annotated and this Regulation. All prelicensing
courses must contain a minimum of twenty (20) hours of instruction per major
line of authority. The applicant must pass the required examination for
licensure within 12 months of the completion of the prelicensing course. All
applicants must pass the required public adjuster examination and apply for
licensure within 12 months from receiving a passing grade on the examination.
Applicants are exempt from the examination requirement if they qualify for the
exemption outlined in Rule
120-2-3-.09(1)(k)
or hold the designation of CPCU.
(d) All continuing education requirements as
outlined in Rule
120-2-3-.15 and all renewal
requirements as outlined in Rule
120-2-3-.16 apply to public
adjusters.
(e) The applicant must
include with his/her application a public adjuster bond in accordance with Rule
120-2-3-.18.
(f) Exceptions to prelicensing course:
1. Applicants with a designation of
CPCU;
2. Applicants who qualify for
exemption under O.C.G.A. §§
33-23-5(a)(5)(A)
and 33-23-5(a)(5)(B);
3. Applicants who provide satisfactory
evidence such as a transcript from a college or university indicating
successful completion of two (2) college or university courses related to
insurance. Such courses must relate to the lines of authority for which the
Applicant has applied;
4.
Applicants with college degrees in insurance;
5. Other applicants at the Commissioner's
discretion.
(3)
Workers' Compensation adjuster:
(a) To be
eligible for a resident workers' compensation adjuster license in accordance
with Chapter 23 of Title 33 of the Official Code of Georgia Annotated and this
Regulation, the applicant must make proper application to the Commissioner and
pay all required fees.
(b)
Applicants must hold and submit proof of the designation of CWCP, CPCU, or UCC,
or qualify under Rule
120-2-3-.09(1)(k).
(c) Effective January 1, 2010, all new
applicants, excluding active licensees and individuals that apply for
reinstatement within 6 months of expiration date, shall be required to submit
electronic fingerprints through a vendor selected by the Department for a
criminal background check. The applicant shall bear the cost for electronic
fingerprinting.
(d) All continuing
education requirements as outlined in Rule
120-2-3-.15(2)(c)
and all renewal requirements as outlined in Rule
120-2-3-.16 apply to workers'
compensation adjusters.
(4) Crop Hail adjuster:
(a) To be eligible for a resident crop hail
adjuster license in accordance with Chapter 23 of Title 33 of the Official Code
of Georgia Annotated and this Regulation, the applicant must make proper
application to the Commissioner and pay all required fees.
(b) All applicants must complete an approved
proficiency testing program. Applicants are exempt from the proficiency testing
program requirements if they qualify for the exemption outlined in Rule
120-2-3-.09(1)(k)
or hold either the designation of CPCU or UCC.
(c) Effective January 1, 2010, all new
applicants, excluding active licensees and individuals that apply for
reinstatement within 6 months of expiration date, shall be required to submit
electronic fingerprints through a vendor selected by the Department for a
criminal background check. The applicant shall bear the cost for electronic
fingerprinting.
(d) All continuing
education requirements as outlined in Rule
120-2-3-.15 and all renewal
requirements as outlined in Rule
120-2-3-.16 apply to crop hail
adjusters.
(5) Emergency
Disaster adjuster:
(a) In the event of a
Georgia Emergency Management Authority (GEMA) declared disaster or catastrophe,
the insurer will be required to electronically file with the Department a list
of non-licensed salaried staff adjusters and out of state licensees that will
handle claims relating to the catastrophe/disaster. Upon proper filing,
Disaster Re-entry Permits will be assigned to each insurer. These re-entry
permits are to be temporarily assigned to each adjuster for a period not to
exceed 60 days.
(b) The Insurer's
electronic emergency adjuster filing must include information regarding its
adjuster Coordinator. The filing must include the adjuster coordinator's name,
address, e-mail address, phone and fax number, as well as any additional
information the Commissioner deems necessary. The adjuster coordinator will be
responsible for the emergency disaster adjuster filings and assignment of the
re-entry permits.
(c) In the event
of a non-GEMA declared disaster, nonresident adjusters licensed in another
state may enter Georgia for a period not to exceed 60 days. The adjuster must
notify the Department prior to entry into this state. Such notification must
include the adjuster's name, address, date of anticipated entry into this state
and any other information that the Commissioner deems necessary to complete the
filing. If the adjuster will be in this state for a period exceeding 60 days,
the individual must apply for adjuster licensure.
Notes
State regulations are updated quarterly; we currently have two versions available. Below is a comparison between our most recent version and the prior quarterly release. More comparison features will be added as we have more versions to compare.
No prior version found.