Kan. Admin. Regs. § 40-4-26 - Same; basic hospital expense coverage
(a) "Basic hospital
expense coverage" means a policy of accident and sickness insurance which
provides coverage for a period of not less than 31 days during any one period
of confinement, for each person insured under the policy, and for expenses
incurred for necessary treatment and services rendered as a result of accident
and sickness. Minimum basic hospital expense coverage shall include the
following:
(1) Daily hospital room and board
in an amount not less than the lesser of:
(A)
80 percent of the charges for semi-private room accommodations; or
(B) $100 per day;
(2) miscellaneous hospital charges for
services and supplies which are customarily rendered by the hospital and
provided for use only during any one period of confinement, in an amount not
less than either 80 percent of the charges incurred, up to at least $2,000, or
10 times the daily hospital room and board benefits; and
(3) Hospital outpatient services consisting
of:
(A) Hospital services on the day surgery
is performed;
(B) hospital
services rendered within 72 hours after accidental injury, in an amount not
less than $100; and
(C) x-ray and
laboratory tests of not less than $200.
(b) benefits provided under paragraphs (1)
and (2) of subsection (a) may be subject to a combined deductible amount not in
excess of $100.
Notes
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