8 CSR 50-5.040 - Present Value Table for Widows
This table gives the annual present value of one dollar ($1) per week payable weekly, to the end of the period until remarriage or death, the first payment immediate compiled from the Danish Annuitants and Dutch Remarriage Tables with interest at four percent (4%), by Theodore Stalzer, formerly assistant actuary of the Missouri Insurance
Department. It is used to compute death benefits payable to widows only.
PRESENT VALUE TABLE FOR WIDOWS
|
Age |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
|
15 |
$47.84 |
$88.45 |
$122.72 |
$151.80 |
$176.51 |
$197.59 |
$215.60 |
$231.05 |
$244.35 |
$255.83 |
$265.79 |
$274.46 |
$282.05 |
|
16 |
47.99 |
88.60 |
123.04 |
152.33 |
177.29 |
198.64 |
216.94 |
232.69 |
246.27 |
258.10 |
268.37 |
277.36 |
285.26 |
|
17 |
48.03 |
88.77 |
123.40 |
152.93 |
178.17 |
199.82 |
218.45 |
234.54 |
248.57 |
260.64 |
271.27 |
280.61 |
288.85 |
|
18 |
48.08 |
88.96 |
123.80 |
153.60 |
179.15 |
201.14 |
220.13 |
236.60 |
250.93 |
263.47 |
274.50 |
284.23 |
292.85 |
|
19 |
48.13 |
89.17 |
124.17 |
154.25 |
180.22 |
202.58 |
221.98 |
238.86 |
253.63 |
266.61 |
278.06 |
288.23 |
297.28 |
|
20 |
48.20 |
89.40 |
124.74 |
155.13 |
181.42 |
204.19 |
224.03 |
241.26 |
256.39 |
269.84 |
281.78 |
292.42 |
301.95 |
|
21 |
48.26 |
89.83 |
125.28 |
156.04 |
182.72 |
206.05 |
226.36 |
244.22 |
259.98 |
273.96 |
286.42 |
297.59 |
307.63 |
|
22 |
48.34 |
89.93 |
125.86 |
157.02 |
184.15 |
207.88 |
228.73 |
247.13 |
263.46 |
278.01 |
291.04 |
302.78 |
313.39 |
|
23 |
48.42 |
90.24 |
126.51 |
158.08 |
185.70 |
209.64 |
230.73 |
249.81 |
266.68 |
281.85 |
295.51 |
307.86 |
319.09 |
|
24 |
48.50 |
90.56 |
127.19 |
159.22 |
187.37 |
212.21 |
234.25 |
253.90 |
271.50 |
287.33 |
301.66 |
314.68 |
326.56 |
|
25 |
48.59 |
90.91 |
127.92 |
160.44 |
189.15 |
214.61 |
237.31 |
257.64 |
275.94 |
292.49 |
307.53 |
321.26 |
333.84 |
|
26 |
48.69 |
91.28 |
128.70 |
161.73 |
191.01 |
217.15 |
240.55 |
261.62 |
280.65 |
297.98 |
313.75 |
328.22 |
341.55 |
|
27 |
48.79 |
91.71 |
129.52 |
163.08 |
193.00 |
219.81 |
243.91 |
265.76 |
285.58 |
303.68 |
320.26 |
335.53 |
349.62 |
|
28 |
48.90 |
92.07 |
130.36 |
164.49 |
195.07 |
222.60 |
247.48 |
270.09 |
290.73 |
309.65 |
327.08 |
343.13 |
358.03 |
|
29 |
49.01 |
92.45 |
131.24 |
165.95 |
197.19 |
225.46 |
251.13 |
274.56 |
296.04 |
315.80 |
334.05 |
350.96 |
366.69 |
|
30 |
49.12 |
92.91 |
132.14 |
167.44 |
199.37 |
228.38 |
254.86 |
279.12 |
301.45 |
322.07 |
341.18 |
358.95 |
375.53 |
|
31 |
49.24 |
93.34 |
133.04 |
168.94 |
201.56 |
231.33 |
258.26 |
283.02 |
306.21 |
327.70 |
347.68 |
366.31 |
383.73 |
|
32 |
49.35 |
93.77 |
133.94 |
170.44 |
203.75 |
234.28 |
262.37 |
288.32 |
312.36 |
334.72 |
355.57 |
375.01 |
393.33 |
|
33 |
49.46 |
94.19 |
134.84 |
171.93 |
205.93 |
237.21 |
266.20 |
292.98 |
317.77 |
340.98 |
362.68 |
383.02 |
402.11 |
|
34 |
49.57 |
94.61 |
135.72 |
173.39 |
208.06 |
240.07 |
269.74 |
297.33 |
323.05 |
347.10 |
369.63 |
390.79 |
410.70 |
|
35 |
49.68 |
95.02 |
136.57 |
174.80 |
210.12 |
242.84 |
273.28 |
301.64 |
328.17 |
353.02 |
376.35 |
398.30 |
410.98 |
|
36 |
49.78 |
95.40 |
137.39 |
176.16 |
212.10 |
245.51 |
276.66 |
305.79 |
333.08 |
358.70 |
382.79 |
405.50 |
426.92 |
|
37 |
49.88 |
95.78 |
138.17 |
177.46 |
213.99 |
247.58 |
279.89 |
309.72 |
337.73 |
364.08 |
388.90 |
412.37 |
434.42 |
|
38 |
49.97 |
96.13 |
138.90 |
178.67 |
215.76 |
250.42 |
282.90 |
313.40 |
342.08 |
369.11 |
394.59 |
418.66 |
441.41 |
|
39 |
50.06 |
96.45 |
139.58 |
179.81 |
217.40 |
252.63 |
285.70 |
316.81 |
346.11 |
373.76 |
399.86 |
424.53 |
447.86 |
|
40 |
50.14 |
96.75 |
140.22 |
180.85 |
218.92 |
254.67 |
288.29 |
319.97 |
349.84 |
378.05 |
404.71 |
429.92 |
453.78 |
|
41 |
50.21 |
97.01 |
140.77 |
181.80 |
220.31 |
256.52 |
290.64 |
322.81 |
353.20 |
381.91 |
409.06 |
434.76 |
459.08 |
|
42 |
50.28 |
97.25 |
141.32 |
182.66 |
221.55 |
258.19 |
292.74 |
325.37 |
356.21 |
385.36 |
412.95 |
439.07 |
463.78 |
|
43 |
50.34 |
97.50 |
141.78 |
183.44 |
222.67 |
259.68 |
294.62 |
327.67 |
358.88 |
388.43 |
416.39 |
442.86 |
467.91 |
|
44 |
50.39 |
97.70 |
142.20 |
184.12 |
223.66 |
260.99 |
296.28 |
329.65 |
361.22 |
391.08 |
419.35 |
446.11 |
471.43 |
|
45 |
50.43 |
97.87 |
142.56 |
184.71 |
224.50 |
262.12 |
297.68 |
331.33 |
363.18 |
393.32 |
421.84 |
448.83 |
474.35 |
|
46 |
50.48 |
98.02 |
142.87 |
185.22 |
225.24 |
263.09 |
298.90 |
332.78 |
364.85 |
395.20 |
423.91 |
451.07 |
476.74 |
|
47 |
50.51 |
98.15 |
143.14 |
185.65 |
225.86 |
263.89 |
299.89 |
333.95 |
366.19 |
396.70 |
425.54 |
452.80 |
478.55 |
|
48 |
50.54 |
98.26 |
143.36 |
186.01 |
226.36 |
264.54 |
300.68 |
334.88 |
367.23 |
397.83 |
426.75 |
454.06 |
479.83 |
|
49 |
50.55 |
98.34 |
143.53 |
186.28 |
226.74 |
265.02 |
301.26 |
335.54 |
367.95 |
398.59 |
427.53 |
454.83 |
480.56 |
|
50 |
50.58 |
98.42 |
143.67 |
186.50 |
227.03 |
265.39 |
301.70 |
335.99 |
368.43 |
399.06 |
427.95 |
455.18 |
480.81 |
|
51 |
50.59 |
98.46 |
143.76 |
186.63 |
227.20 |
265.58 |
301.88 |
336.19 |
368.59 |
399.15 |
427.90 |
455.05 |
480.52 |
|
52 |
50.60 |
98.49 |
143.81 |
186.70 |
227.28 |
265.65 |
301.92 |
336.16 |
368.47 |
398.92 |
427.52 |
454.44 |
479.75 |
|
53 |
50.61 |
98.50 |
143.83 |
186.72 |
227.27 |
265.59 |
301.79 |
335.93 |
368.11 |
398.39 |
426.83 |
453.52 |
478.48 |
|
54 |
50.60 |
98.49 |
143.80 |
186.64 |
227.14 |
265.40 |
301.45 |
335.40 |
367.44 |
397.49 |
425.68 |
452.09 |
450.24 |
|
55 |
50.60 |
98.48 |
143.75 |
186.54 |
226.95 |
265.07 |
300.99 |
334.80 |
366.56 |
396.35 |
424.22 |
476.69 |
474.48 |
|
56 |
50.59 |
98.44 |
143.65 |
186.46 |
226.64 |
264.60 |
300.32 |
333.88 |
365.36 |
394.80 |
422.30 |
447.92 |
471.70 |
|
57 |
50.58 |
98.38 |
143.52 |
186.11 |
226.24 |
264.00 |
299.48 |
332.76 |
363.90 |
392.96 |
420.04 |
445.18 |
468.46 |
|
58 |
50.56 |
98.32 |
143.37 |
185.82 |
225.76 |
263.30 |
298.50 |
331.43 |
362.18 |
390.81 |
417.41 |
442.03 |
464.73 |
|
59 |
50.54 |
98.23 |
143.16 |
185.45 |
225.17 |
262.43 |
297.29 |
329.83 |
360.15 |
388.29 |
414.35 |
438.38 |
460.45 |
|
60 |
50.52 |
98.11 |
142.90 |
184.99 |
224.46 |
261.39 |
295.86 |
327.97 |
357.79 |
385.39 |
410.84 |
434.22 |
455.60 |
|
61 |
50.48 |
97.99 |
142.63 |
184.49 |
223.65 |
260.22 |
294.28 |
325.90 |
355.69 |
382.17 |
406.96 |
429.63 |
450.26 |
|
62 |
50.45 |
97.84 |
142.29 |
183.88 |
222.71 |
258.87 |
292.46 |
323.54 |
352.20 |
378.53 |
402.60 |
424.50 |
444.30 |
|
63 |
50.41 |
97.68 |
141.92 |
183.22 |
221.68 |
257.40 |
290.46 |
320.94 |
348.94 |
374.54 |
397.83 |
418.90 |
437.85 |
|
64 |
50.36 |
97.47 |
141.47 |
182.44 |
220.48 |
255.69 |
288.17 |
318.00 |
345.26 |
370.07 |
392.51 |
412.69 |
430.71 |
|
65 |
50.30 |
97.25 |
141.03 |
181.64 |
219.18 |
253.85 |
285.69 |
314.79 |
341.27 |
365.22 |
386.76 |
405.99 |
423.03 |
|
66 |
50.20 |
96.95 |
140.41 |
180.66 |
218.66 |
251.61 |
282.56 |
310.80 |
336.74 |
359.65 |
380.11 |
398.67 |
414.56 |
|
67 |
50.00 |
96.37 |
139.29 |
178.80 |
215.92 |
247.89 |
277.87 |
304.97 |
329.56 |
351.24 |
370.43 |
387.65 |
402.40 |
|
68 |
49.78 |
95.73 |
138.03 |
176.77 |
213.05 |
243.91 |
272.75 |
298.66 |
322.08 |
342.40 |
360.32 |
376.28 |
389.78 |
|
69 |
49.54 |
95.04 |
136.67 |
174.58 |
209.79 |
239.67 |
267.34 |
292.00 |
314.07 |
333.18 |
349.80 |
364.48 |
376.76 |
|
70 |
49.29 |
94.30 |
135.22 |
172.24 |
206.41 |
235.18 |
261.64 |
285.02 |
305.78 |
323.58 |
338.90 |
352.29 |
363.36 |
|
71 |
49.00 |
93.46 |
133.64 |
169.76 |
202.81 |
230.46 |
255.67 |
277.76 |
297.17 |
313.65 |
327.65 |
339.76 |
349.64 |
|
72 |
48.69 |
92.60 |
132.00 |
167.15 |
199.11 |
225.53 |
249.45 |
270.20 |
288.24 |
303.35 |
316.05 |
326.90 |
335.73 |
|
73 |
48.38 |
91.69 |
130.25 |
164.39 |
195.28 |
220.37 |
242.94 |
262.31 |
278.95 |
292.69 |
304.10 |
313.74 |
321.38 |
|
74 |
48.04 |
90.73 |
128.41 |
161.49 |
191.05 |
214.94 |
236.11 |
254.04 |
269.25 |
281.64 |
291.76 |
300.23 |
306.81 |
|
75 |
47.66 |
89.66 |
126.44 |
158.48 |
186.65 |
209.15 |
228.63 |
245.33 |
259.20 |
270.14 |
279.12 |
286.34 |
291.92 |
Notes
State regulations are updated quarterly; we currently have two versions available. Below is a comparison between our most recent version and the prior quarterly release. More comparison features will be added as we have more versions to compare.