Nev. Admin. Code § 679B.705 - Access to recorded personal information
1. If any
natural person, after providing proper identification, submits a request in
writing to an insurance institution, agent or insurance-support organization
for access to recorded personal information about the natural person which is
reasonably described by the natural person and can be reasonably located and
retrieved by the insurance institution, agent or insurance-support
organization, the insurance institution, agent or insurance-support
organization shall within 30 business days after the date the request is
received:
(a) Inform the natural person of
the nature and substance of the recorded personal information in writing, by
telephone or by other oral communication, whichever the insurance institution,
agent or insurance-support organization prefers.
(b) Permit the natural person to see and
copy, in person, recorded personal information pertaining to him or her or to
obtain a copy of the recorded personal information by mail, whichever the
natural person prefers. If the recorded personal information is in coded form,
an accurate translation in plain language must be provided in
writing.
(c) Disclose to the
natural person the identity, if recorded, of those persons to whom the
insurance institution, agent or insurance-support organization has disclosed
the personal information within the preceding 2 years before receiving the
request, and if the identity is not recorded, the names of those insurance
institutions, agents, insurance-support organizations or other persons to whom
the information is normally disclosed.
(d) Provide the natural person with a summary
of the procedures by which he or she may request a correction, amendment or
deletion of the recorded personal information.
2. Any personal information provided pursuant
to subsection 1 must identify the source of the information if the source is an
institutional source.
3. Medical
record information supplied by a medical care institution or medical
professional which is requested pursuant to subsection 1, and the identity of
the medical professional or medical care institution which provided the
information, must be supplied either directly to the natural person or to a
medical professional designated by the natural person and licensed to provide
medical care with respect to the condition to which the information relates,
whichever the insurance institution, agent or insurance-support organization
prefers. If the information is disclosed to a medical professional designated
by the natural person, the insurance institution, agent or insurance-support
organization shall notify the natural person, at the time of the disclosure,
that it has provided the information to the medical professional.
4. Except for personal information provided
under NAC 679B.715, an insurance institution, agent or insurance-support
organization may charge a reasonable fee to cover the costs incurred in
providing a copy of recorded personal information to natural persons.
5. The obligations imposed by this section
upon an insurance institution or agent may be satisfied by another insurance
institution or agent authorized to act on its behalf. With respect to the
copying and disclosure of recorded personal information pursuant to a request
made under subsection 1, an insurance institution, agent or insurance-support
organization may make arrangements with an insurance-support organization or a
consumer reporting agency to copy and disclose recorded personal information on
its behalf.
6. The rights granted
by this section extend to all natural persons to the extent information about
them is collected and maintained by an insurance institution, agent or
insurance-support organization in connection with an insurance transaction. The
rights granted do not extend to information collected in connection with or in
reasonable anticipation of a claim or a civil or criminal proceeding involving
them.
7. For the purposes of this
section, the term "insurance-support organization" does not include a consumer
reporting agency except to the extent this section imposes more stringent
requirements on a consumer reporting agency than any state or federal
law.
Notes
NRS 679B.130
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