Nev. Admin. Code § 695C.180 - Coordination of benefits; lien against recovery from third person
1. An organization may coordinate its
benefits with any policy of individual or group health insurance offered by an
insurance company, trust established by an employer to pay for health care for
his or her employees, group contract for hospital, medical or dental service
offered by a nonprofit corporation for hospital, medical or dental service, or
evidence of coverage offered by another health maintenance organization. Before
an organization may seek coordination for the payment of the cost of benefits,
it must first provide those benefits to its enrollees. If an organization
intends to coordinate its benefits, it shall do so based upon standards filed
with and approved by the Division.
2. Except as otherwise provided by specific
federal or state statute or regulation, an organization may include in its
evidence of coverage a provision for subrogation regarding the right of an
enrollee to recover, and the imposition of a lien upon any recovery by an
enrollee, from a third person for the cost of the medical benefits which were
provided by the organization to the enrollee because of injuries incurred by
the enrollee as a result of the actions of the third person. The amount of the
lien must not be more than the reasonable value of the services rendered by the
organization.
Notes
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