N.J. Admin. Code Tit. 3, ch. 15 - RESIDENTIAL MORTGAGE LENDERS; CORRESPONDENT MORTGAGE LENDERS; MORTGAGE BROKERS; QUALIFIED INDIVIDUAL LICENSEES; MORTGAGE LOAN ORIGINATORS

  1. Subchapter 1 - GENERAL PROVISIONS (§ 3:15-1.1 to 3:15-1.8)
  2. Subchapter 2 - LICENSING (§ 3:15-2.1 to 3:15-2.18)
  3. Subchapter 3 - BONDING (§ 3:15-3.1 to 3:15-3.8)
  4. Subchapter 4 - FEES (§ 3:15-4.1 to 3:15-4.3)
  5. Subchapter 5 - TANGIBLE NET WORTH, INSOLVENCY (§ 3:15-5.1 to 3:15-5.4)
  6. Subchapter 6 - BOOKS AND RECORDS; EXAMINATIONS; ANNUAL REPORTS (§ 3:15-6.1 to 3:15-6.16)
  7. Subchapter 7 - INSURANCE (§ 3:15-7.1 to 3:15-7.2)
  8. Subchapter 8 - ADVERTISING (§ 3:15-8.1 to 3:15-8.3)
  9. Subchapter 9 - PERMISSIBLE FEES (§ 3:15-9.1 to 3:15-9.2)
  10. Subchapter 10 - CHARACTERISTICS OF LOANS (§ 3:15-10.1 to 3:15-10.4)
  11. Subchapter 11 - RESERVED
  12. Subchapter 12 - IMPOSITION OF ADMINISTRATIVE PENALTIES (§ 3:15-12.1 to 3:15-12.4)

Notes

N.J. Admin. Code Tit. 3, ch. 15
CHAPTER SOURCE AND EFFECTIVE DATE:
Effective: 12/14/2021.
See: 54 N.J.R. 137(a).
CHAPTER HISTORICAL NOTE:
Chapter 15, Licensed Lenders: Mortgage Bankers; Correspondent Mortgage Bankers; Mortgage Brokers; Secondary Lenders; Consumer Lenders and Sales Finance Companies was adopted as R.1997 d.183 effective 4/21/1997. See: 29 N.J.R. 525(a), 29 N.J.R. 1509(a).
Subchapter 5, Tangible Net Worth, Net Worth, Liquid Assets, Insolvency, Subchapter 6, Books and Records; Examinations; Annual Reports, Subchapter 7, Insurance, Subchapter 8, Advertising, Subchapter 9, Permissible Fees, Subchapter 10, Characteristics of Loans, Subchapter 11, Other Permissible Lines of Business for Consumer Lenders and Subchapter 12, Imposition of Administrative Penalties, were adopted as R.1997 d.257, effective 6/16/1997. See: 29 N.J.R. 1489(a), 29 N.J.R. 2641(a).
Chapter 15, Licensed Lenders: Mortgage Bankers; Correspondent Mortgage Bankers; Mortgage Brokers; Secondary Lenders; Consumer Lenders and Sales Finance Companies was readopted as R.2002 d.353 effective 10/10/2002. See: 34 N.J.R. 1775(a), 34 N.J.R. 3795(a).
Chapter 15, Licensed Lenders: Mortgage Bankers; Correspondent Mortgage Bankers; Mortgage Brokers; Secondary Lenders; Consumer Lenders and Sales Finance Companies, was readopted as R.2008 d.70, effective 2/26/2008. See: 39 N.J.R. 4361(a), 40 N.J.R. 1826(b).
Chapter 15, Licensed Lenders: Mortgage Bankers; Correspondent Mortgage Bankers; Mortgage Brokers; Secondary Lenders; Consumer Lenders and Sales Finance Companies, was renamed Residential Mortgage Lenders; Correspondent Mortgage Lenders; Mortgage Brokers; Qualified Individual Licensees; Mortgage Loan Originators; Subchapter 5, Tangible Net Worth, Net Worth, Liquid Assets, Insolvency, was renamed Tangible Net Worth, Insolvency, and Subchapter 11, Other Permissible Lines of Business for Consumer Lenders, was repealed by R.2010 d.129, effective 6/21/2010 (operative July 31, 2010). See: 41 N.J.R. 2829(a), 42 N.J.R. 1139(b).
In accordance with N.J.S.A. 52:14B-5.1b, Chapter 15, Residential Mortgage Lenders; Correspondent Mortgage Lenders; Mortgage Brokers; Qualified Individual Licensees; Mortgage Loan Originators, was scheduled to expire on 2/26/2015. See: 43 N.J.R. 1203(a).
Chapter 15, Residential Mortgage Lenders; Correspondent Mortgage Lenders; Mortgage Brokers; Qualified Individual Licensees; Mortgage Loan Originators, was readopted, effective 1/27/2015. See: 47 N.J.R. 527(b).
Chapter 15, Residential Mortgage Lenders; Correspondent Mortgage Lenders; Mortgage Brokers; Qualified Individual Licensees; Mortgage Loan Originators, was readopted, effective 12/14/2021. See: Source and Effective Date.

CHAPTER AUTHORITY:

N.J.S.A. 17:1-8, 17:1-8.1, 17:1-15.e, 17:11C-51 et seq., and 17:11C-89.

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