N.J. Admin. Code Tit. 3, ch. 25 - DEBT ADJUSTMENT AND CREDIT COUNSELING

  1. Subchapter 1 - DEBT ADJUSTMENT AND CREDIT COUNSELING FEES (§ 3:25-1.1 to 3:25-1.4)
  2. Subchapter 2 - LICENSING OR REGISTRATION REQUIREMENTS, BONDING, AUDITS AND DUTIES OF A DEBT ADJUSTER (§ 3:25-2.1 to 3:25-2.6)
  3. Subchapter 3 - PENALTIES AND EXAMINATION (§ 3:25-3.1 to 3:25-3.3)
  4. Subchapter 4 - ADDITIONAL REQUIREMENTS FOR HIGH-COST HOME LOAN CREDIT COUNSELING (§ 3:25-4.1 to 3:25-4.6)

Notes

N.J. Admin. Code Tit. 3, ch. 25
CHAPTER SOURCE AND EFFECTIVE DATE:
Effective: 5/1/2015.
See: 47 N.J.R. 1259(a).
CHAPTER HISTORICAL NOTE:
Chapter 25, Debt Adjustment and Credit Counseling, was adopted as R.1987 d.334, effective 8/17/1987. See: 19 N.J.R. 901(b), 19 N.J.R. 1544(b).
Pursuant to Executive Order No. 66(1978), Chapter 25, Debt Adjustment and Credit Counseling, was readopted as R.1992 d.323, effective 7/23/1992. As part of R.1992 d.323, effective 8/17/1992, Subchapter 2, Offices, Licensing, Bonds, Investigations, Examinations, was adopted. See: 24 N.J.R. 2106(a), 24 N.J.R. 2836(a).
Pursuant to Executive Order No. 66(1978), Chapter 25, Debt Adjustment and Credit Counseling, was readopted as R.1997 d.336, effective 7/23/1997. As a part of R.1997 d.336, effective 8/18/1997, Subchapter 2, Offices, Licensing Bonds, Investigations, Examinations, was renamed Subchapter 2, Licensing Requirements, and Subchapter 3, Administrative Penalties and Examination, was added. See: 29 N.J.R. 2500(a), 29 N.J.R. 3719(a).
Chapter 25, Debt Adjustment and Credit Counseling, was readopted as R.2003 d.59, effective 1/7/2003. See: 34 N.J.R. 2552(a), 35 N.J.R. 607(b).
Subchapter 4, Additional Requirements for High-Cost Home Loan Credit Counseling, was adopted as new rules by R.2004 d.81, effective 2/17/2004. See: 35 N.J.R. 4187(a), 36 N.J.R. 943(a).
Chapter 25, Debt Adjustment and Credit Counseling, was readopted as R.2008 d.203, effective 6/23/2008. As a part of R.2008 d.203, Subchapter 2, Licensing or Registration Requirements, was renamed Licensing or Registration Requirements, Bonding, Audits and Duties of a Debt Adjuster, effective 7/21/2008. See: 40 N.J.R. 837(a), 40 N.J.R. 4311(a).
In accordance with N.J.S.A. 52:14B-5.1b, Chapter 25, Debt Adjustment and Credit Counseling, was scheduled to expire on 6/23/2015. See: 43 N.J.R. 1203(a).
Chapter 25, Debt Adjustment and Credit Counseling, was readopted, effective 5/1/2015. See: Source and Effective Date. Chapter 25, Debt Adjustment and Credit Counseling, was readopted, effective 3/30/2022. See: Source and Effective Date.

CHAPTER AUTHORITY:

N.J.S.A. 17:1-8.1, 17:1-15.e, 17:16G-1 et seq., and 46:10B-22 et seq.

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