Or. Admin. R. 111-030-0035 - Optional Benefit Plans Selection Criteria
(1) Basic Life Insurance - Entities may
select or allow one Basic Life plan per Employee Group unless otherwise
specified in an OEBB administrative rule. Note: Employee Groups may select one
Basic Life amount and offer optional life. Basic Life requires 100 percent
enrollment if selected.
(2) Basic
Accidental Death and Dismemberment (AD&D) - Entities may select or allow
one Basic AD&D plan per Employee Group unless otherwise specified in an
OEBB administrative rule. Note: Employee Groups can select one Basic AD&D
plan and offer optional AD&D if desired. The Employee Group must select
Basic Life coverage to select a Basic AD&D plan. Basic AD&D requires
100 percent enrollment if selected.
(3) Optional Employee Life Insurance and
Optional Employee AD&D - Entities may select or allow Optional Employee
Life and Optional AD&D for each Employee Group unless otherwise specified
in an OEBB administrative rule. No minimum enrollment requirement.
(4) Optional Spouse/Partner Life Insurance
and Optional Spouse/Partner AD&D - Entities may select or allow Optional
Spouse/Partner Life and Optional Spouse/Partner AD&D coverage for each
Employee Group unless otherwise specified in an OEBB administrative rule. No
minimum enrollment requirement. The Employee Group must offer Optional Employee
Life and Optional AD&D to offer this coverage. The Optional Employee Life
Insurance and Optional Employee AD&D must be greater or equal to Optional
Spouse/Partner Life Insurance and Optional Spouse/Partner AD&D.
(5) Optional Child Life Insurance and
Optional Child AD&D - Entities may select or allow Optional Child Life and
Optional Child AD&D coverage for each Employee Group unless otherwise
specified in an OEBB administrative rule. No minimum enrollment requirement.
The Employee Group must offer Optional Employee Life and Optional AD&D to
offer this coverage. Optional Child Life Insurance and Optional Child Life
AD&D requires enrollment in the minimum amount of Optional Employee Life
and Optional AD&D by the employee.
(6) Optional Early Retiree Life Insurance and
Optional Early Retiree AD&D - Entities may select or allow Optional Early
Retiree Life and Optional Early Retiree AD&D coverage unless otherwise
specified in an OEBB administrative rule. No minimum enrollment requirement,
but enrollment is limited to initial open enrollment period only and subject to
the following restrictions:
(a) Optional
Early Retiree Life and Optional Early Retiree AD&D are only available to
early retirees who had this coverage as an active employee.
(b) The Entity must offer this coverage for
the early retiree to continue enrollment.
(c) When an employee moves from active to
retiree status they may select coverage up to the amount they had as an active
employee, or decrease coverage. Increases in coverage are not allowed.
(7) Voluntary Short Term
Disability (STD) - Entities may select or allow one Voluntary STD plan per
Employee Group unless otherwise specified in an OEBB administrative rule. No
minimum enrollment requirement. The employee pays all or part of the premium.
An Employee Group cannot select more than one STD Plan (Voluntary, Mandatory,
or Mandatory/Employee-paid).
(8)
Mandatory Short Term Disability (STD) - Entities may select or allow one
Mandatory STD plan per Employee Group unless otherwise specified in an OEBB
administrative rule. This plan requires 100 percent enrollment if selected and
the premium is employer-paid. An Employee Group cannot select more than one STD
Plan (Voluntary, Mandatory, or Mandatory/Employee-paid).
(9) Mandatory/Employee-paid Short Term
Disability (STD) - Entities may select or allow one Mandatory/Employee-paid STD
plan per Employee Group unless otherwise specified in an OEBB administrative
rule. This plan requires 100 percent enrollment and the premium is paid by the
employee. An Employee Group cannot select more than one STD Plan (Voluntary,
Mandatory, or Mandatory/Employee-paid).
(10) Voluntary Long Term Disability (LTD) -
Entities may select or allow one Voluntary LTD plan per Employee Group unless
otherwise specified in an OEBB administrative rule. No minimum enrollment
requirement. The employee pays all or part of the premium. An Employee Group
cannot select more than one LTD Plan (Voluntary, Mandatory, or
Mandatory/Employee-paid).
(11)
Mandatory Long Term Disability (LTD) - Entities may select or allow one
Mandatory LTD plan per Employee Group unless otherwise specified in an OEBB
administrative rule. This plan requires 100 percent enrollment and the premium
is employer-paid. An Employee Group cannot select more than one LTD Plan
(Voluntary, Mandatory, or Mandatory/Employee-paid).
(12) Mandatory/Employee-paid Long Term
Disability (LTD) - Entities may select or allow one Mandatory/Employee-paid LTD
plan per Employee Group unless otherwise specified in an OEBB administrative
rule. This plan requires 100 percent enrollment and the premium is paid by the
employee. An Employee Group cannot select more than one LTD Plan (Voluntary,
Mandatory, or Mandatory/Employee-paid).
Notes
Stat. Auth.: ORS 243.860 - 243.886
Stats. Implemented: ORS 243.864(1)(a), 243.868(1) & 243.872(2)
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