31 Pa. Code § 90c.25 - AIDS
Insurer practices that comply with the following are acceptable:
(1) For underwriting
purposes, AIDS is considered to be the same as other medical conditions, such
as cancer or heart disease.
(2)
Information obtained through the underwriting process is
confidential.
(3) Proposed insureds
who are determined to have AIDS or ARC are insured at standard premiums, at
higher than standard premiums, or rejected as insureds based on underwriting
and any complete test results.
(4)
An individual life insurance policy or annuity contract does not include a
provision applicable to all life insureds or annuitants that excludes claims
from any specific condition, such as AIDS.
Notes
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