28 Tex. Admin. Code § 5.9310 - Property and Casualty Transmittal Information and General Filing Requirements
(a) Purpose. The
purpose of this division is to specify the transmittal information and general
filing requirements for property and casualty form, rate, rule, underwriting
guideline, and credit scoring model filings.
(b) Definitions. Terms not defined in this
division may be defined in Insurance Code Chapters 2053, concerning Rates for
Workers' Compensation Insurance; 2251, concerning Rates; and 2301, concerning
Policy Forms and have the same meaning when used in this division. The
following terms when used in this division have the following meanings unless
the context indicates otherwise:
(1)
Interline filing--A filing that may be used for more than one line of insurance
submitted for:
(A) a policy jacket,
declarations page, signature page, notice of cancellation, disclosure,
schedule, general change form, company name change, or policyholder notice
filed under Division 5 of this subchapter, relating to Filings Made Easy -
Requirements for Property and Casualty Policy Form and Endorsement Filings;
or
(B) policy fees, service fees,
and other fees that are charged or collected by the insurer under Insurance
Code §
550.001, concerning
Solicitation or Collection of Certain Payments, or §4005.003, concerning
Fees, filed under Division 6 of this subchapter (relating to Filings Made Easy
- Requirements for Rate and Rule Filings).
(2) Multi-peril insurance--Policies and rates
for two or more lines of insurance that are subject to regulation under
Insurance Code Chapters 2251 and 2301. This definition does not include a
combination of coverages described in:
(A)
Insurance Code §
2251.002, concerning
Definitions, and §2301.002, concerning Definitions, and filed as
commercial property insurance; or
(B) Insurance Code §
2251.0031, concerning
Exceptions for Certain Lines, and §2301.0031, concerning Exceptions for
Certain Lines.
(3)
NAIC--The National Association of Insurance Commissioners.
(4) Reference filing--A filing that
references the use of policy forms, endorsements, rules, loss costs, rating
manuals, other supplementary rating information, or credit scoring models that
TDI has adopted, approved, or accepted.
(5) SERFF--The NAIC System for Electronic
Rate and Form Filing.
(6)
TDI--Texas Department of Insurance.
(7) TDI file number--The number TDI assigns
to a filing.
(c)
Transmittal information. Each filing must contain the following transmittal
information:
(1) company name as used for
financial reporting to the NAIC and company number assigned by the
NAIC;
(2) company group name and
group NAIC number;
(3) whether the
filing is new, or revises or replaces an existing filing;
(4) TDI file number or SERFF tracking number
of the revised or replaced filing;
(5) TDI file number or SERFF tracking number
for the previously approved policy that the proposed form will be attached
to;
(6) TDI file number or SERFF
tracking number of associated or companion filings of other filing
types;
(7) line of insurance:
(A) all filings must specify the line of
insurance; and
(B) interline
filings must specify all lines of insurance to which the filing
applies.
(8) type of
filing;
(9) proposed effective
date; and
(10) contact person,
including name, telephone number, and mailing address.
(d) Multi-peril use. A filing submitted for a
line of insurance that is subject to regulation under Insurance Code Chapters
2251 and 2301 may also be used in multi-peril insurance.
(e) Filings Made Easy Guide. TDI maintains
the Filings Made Easy Guide to help insurers submit filings and comply with
statutory requirements. Insurers may obtain this guide from TDI's website at
www.tdi.texas.gov.
(f) Letter of authorization. A third-party
representing an insurer on a filing must provide a letter of authorization
signed by the insurer on the insurer's letterhead. A letter of authorization
applies only to the filing with which it is submitted.
(g) Submission of filing. Filings under
Divisions 5, 6, 7, 8, and 9 of this subchapter (relating to Filings Made Easy -
Requirements for Property and Casualty Policy Form and Endorsement Filings;
Filings Made Easy - Requirements for Rate and Rule Filings; Filings Made Easy -
Requirements for Underwriting Guideline Filings; Filings Made Easy -
Requirements for Credit Scoring Model Filings for Personal Insurance; and
Filings Made Easy - Reduced Filing Requirements for Certain Insurers) must be
submitted through SERFF.
(h) Public
disclosure of contact information. To the extent that a filing includes company
contact information, by submitting a filing the company affirmatively consents
to the release and disclosure of its company contact information, including any
email addresses. The filer also certifies that each person associated with an
email address that appears in the filing has affirmatively consented to the
release and disclosure of that email address.
Notes
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