Dodd-Frank: Definitions
Terms Defined within the Dodd-Frank Act
Title I:
- Financial Institution: 12 U.S.C. § 5462(5)
- Nonbank Financial Company: 12 U.S.C. § 5311(a)(4)(B)
- Bank Holding Company: 12 U.S.C. § 1841(a)(1)
Title II:
- Financial Institution: 12 U.S.C. § 5462(5)
- Bridge Financial Organization: 12 U.S.C. § 5381(a)(3)
- Broker: 15 U.S.C. § 78c(a)(4)
- Dealer: 15 U.S.C. § 78c(a)(5)
Title III:
- Savings Association: 12 U.S.C. § 1813(b)
- Non-interest Bearing Transaction Account: 12 C.F.R. § 370.2(h)
Title IV:
- Investment Adviser 15 U.S.C. § 80b-2(a)(11)
- Accredited Investor: 17 C.F.R. § 230.215
- Investment Company: 15 U.S.C. § 80a-3
- Venture Capital Fund: still waiting to be defined under 15 U.S.C. § 80a-3(l)
- Intrastate Adviser: 15 U.S.C. § 80a-3(b)(1)
Title V:
- Non-admitted Insurance: 15 U.S.C. § 8206(9)
- Nonbank Financial Company: 12 U.S.C. § 5311(a)(4)(B)
- Premium Tax: 15 U.S.C. § 8206(12)
- Reinsurance: 15 U.S.C. § 8206(14)
- State of Domicile: 15 U.S.C. § 8223(2)
- Surplus Lines Broker: 15 U.S.C. § 8206(15)
Title VI:
- Bank Holding Company: 12 U.S.C. § 1841(a)(1)
- Savings and Loan Holding Company: 12 U.S.C. § 1467a(a)(1)(D)
- Proprietary Trading: 12 U.S.C. § 1851(b)(4)
- Depository Institution: 12 U.S.C. § 1813(c)(1)
- Financial Holding Company: 12 U.S.C. § 1841(p)
- Derivative Transaction: 12 U.S.C. § 84(b)(3)
- Repurchase Agreement/Reverse Repurchase Agreement: 12 U.S.C. § 5390(v)
- Banking Entity: 12 U.S.C. § 1851(h)(1)
- Nonbank Financial Company: 12 U.S.C. § 5311(a)(4)(B)
- Interest-Bearing Transaction Account: 12 U.S.C. § 4306
Title VII:
- Eligible Contract Participant: 7 U.S.C. § 1a(18)
- Foreign Exchange Swap: 7 U.S.C. § 1a(25)
- Major Swap Participant: 7 U.S.C. § 1a(33)
- Swap: 7 U.S.C. § 1a(47)
- Security-Based Swap: 15 U.S.C. § 78c(a)(68)
- Swap Dealer: 7 U.S.C. § 1a(49)
- Security-Based Swap Dealer: 7 U.S.C. § 1a(43)
- Major Security-Based Swap Participant: 7 U.S.C. § 1a(32)
- Security-Based Swap Agreement: 15 U.S.C. § 78c(a)(78)
- Designated Contract Market: 7 U.S.C. § 7(d)
- Swap Data Repository: 7 U.S.C. § 1a(48)
- Security-Based Swap Data Repository: 15 U.S.C. § 78c(a)(75)
Title VIII:
- Financial Market Utility: 12 U.S.C. § 5462(6)
- Security-Based Swap: 15 U.S.C. § 78c(a)(68)
- Financial Institution: 12 U.S.C. § 5462(5)
Title IX:
- Federal banking agency: 15 U.S.C. § 5301(10)
- Originator: 15 U.S.C. § 78o-11(a)(4)
- Qualified Residential Mortgage: 15 U.S.C. § 78o-11(e)(4)(B)
- Securitizer: 15 U.S.C. § 78o-11(a)(3)
Title X:
- Covered Persons/Non-depository Covered Persons: waiting to be defined under 12 U.S.C. § 5514(a)(2)
- Visitorial Authority/Powers: 12 C.F.R. § 7.4000
- Federal Consumer Financial Laws: 12 U.S.C. § 5481(14)
Title XI:
- Credit facility: 31 U.S.C. § 714(f)(1)(A)
- Financial Institution: 12 U.S.C. § 5462(5)
- Insured Depository Institution: means any insured depository institution (as that term is defined in 12 U.S.C. § 1813(c)(2)) and any insured credit union (as that term is defined in 12 U.S.C. 1752)
- Insured Depository Institution Holding Company: 12 U.S.C. § 1813(w)(1)
Title XIV:
- Mortgage Originator: 12 C.F.R. § 610.102(b)
- Prime Offer Rate: 15 U.S.C. § 1639c(b)(2)(B)
Title XVI:
- Swap: 7 U.S.C. § 1a(47)
[Last reviewed in September of 2025 by the Wex Definitions Team]
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